by Keith Allen | Jul 8, 2019 | Credit Repair, Credit Score, Uncategorized
The Average Credit Score in America In 2019, the average credit score in America is now 704 for FICO, and 680 for VantageScore. This is the main reason you cannot go by Credit Karma scores alone. They are using a VantageScore scoring model, while most companies still...
by Keith Allen | Jul 2, 2019 | Bankruptcy, Uncategorized
Rebuild and Restore After Chapter 7 Bankruptcy It may be hard for many to believe but it is possible to rebuild credit after you have filed a chapter 7 bankruptcy. It’s not so much different from building credit period. The same strategy applies. Of course, if you...
by Keith Allen | Jun 27, 2019 | Home Loan, Uncategorized
Guaranteed Approval Tip #1 Have your credit profile improved then apply You can get approved for a home loan. But you must have an acceptable credit profile and decent credit scores to get approved. If you suffer from any credit issues there is still hope. You can...
by Keith Allen | Jun 27, 2019 | Home Loan, Uncategorized
Mistakes Home Buyers Make Purchasing a home is an exciting experience. At the same time, it can be a little scary if you don’t know what to expect. Many potential home buyers apply each year for a home loan to live the American dream. Unfortunately, many of them...
by Keith Allen | Jun 26, 2019 | Legal Rights, Uncategorized
What Is The Fair Debt Collection Practices Act? The Fair Debt Collection Practices Act is designed to stop harassing, unfair, and abusive debt collection practices. Many consumers have their legal rights violated by collectors without even knowing it. Knowing the...
by Keith Allen | Jun 26, 2019 | Scoring Models, Uncategorized
What is the FICO 8 Score? In January of 2009, Fair Isaac has released its much anticipated FICO 8 score model. This new credit scoring formula has many differences relative to its predecessor FICO model. FICO 8 is the first big change in Fair Isaac’s scoring model...
