Understanding FICO 8 Score Model

Understanding FICO 8 Score Model

What is the FICO 8 Score? In January of 2009, Fair Isaac has released its much anticipated FICO 8 score model. This new credit scoring formula has many differences relative to its predecessor FICO model. FICO 8 is the first big change in Fair Isaac’s scoring model...
HOW TO BUILD CREDIT FAST

HOW TO BUILD CREDIT FAST

YOU WILL LEARN HOW TO BUILD CREDIT FAST Building credit can seem impossible whether you don’t have any at all or you just have bad credit accounts on your report. However, one thing I want you to remember, is that credit can always be repaired and rebuilt no matter...
Understanding Debt-To-Income Ratio

Understanding Debt-To-Income Ratio

THE DEBT-TO-INCOME RATIO When applying for a home loan or even a car loan debt-to-income ratio comes up. Especially since the great recession and the housing bubble bursting. The home loan industry has been forced to clean up its act when it comes to mortgage lending....

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