by Keith Allen | Jun 26, 2019 | Scoring Models, Uncategorized
What is the FICO 8 Score? In January of 2009, Fair Isaac has released its much anticipated FICO 8 score model. This new credit scoring formula has many differences relative to its predecessor FICO model. FICO 8 is the first big change in Fair Isaac’s scoring model...
by Keith Allen | Jun 26, 2019 | Credit Repair, Uncategorized
Is Your FICO Score Good? You will learn how do you make your FICO score good. Your credit score is the secret number behind everything in your credit life. How much you pay for insurance, your car, rent and mortgage payments, utilities, and even whether you get a job...
by Keith Allen | Jun 26, 2019 | Credit Score, Uncategorized
AUTHORIZED USER ACCOUNTS One of the most widely practiced methods used to improve credit scores fast is being added to someone’s credit card as an authorized user. Usually, the person that would add you, would be a relative or close friend. This tactic is still very...
by Keith Allen | Jun 25, 2019 | Credit Score, Uncategorized
YOU WILL LEARN HOW TO BUILD CREDIT FAST Building credit can seem impossible whether you don’t have any at all or you just have bad credit accounts on your report. However, one thing I want you to remember, is that credit can always be repaired and rebuilt no matter...
by Keith Allen | Jun 21, 2019 | Home Loan, Uncategorized
THE DEBT-TO-INCOME RATIO When applying for a home loan or even a car loan debt-to-income ratio comes up. Especially since the great recession and the housing bubble bursting. The home loan industry has been forced to clean up its act when it comes to mortgage lending....